I=
Pakistan Research Repository Home
 

Title of Thesis

Impact of Microfinance on Poverty

Author(s)

Umara Noreen

Institute/University/Department Details
FUIEMS Foundation University, Islamabad
Session
2010
Subject
Management Sciences
Number of Pages
182
Keywords (Extracted from title, table of contents and abstract of thesis)
Microfinance, Poverty, Alleviation, Household, Welfare, Enterprise, Management, Impact, Assessment

Abstract
The primary objective of this thesis is to analyze the impact of microfinancing on poverty through a sample survey of four microfinance institutions, using concepts: like household income/expenditure, asset holdings and diversity, education and various measures of vulnerability at household and enterprise level.
The study employed the tool developed in collaboration by Assessing the Impact of Microenterprise Services (AIMS) and Small Enterprise Education and Promotion network (SEEP). The tool has been modified in the local context. Face to face structured interviewing was used to collect primary data.
Chi square test is used to analyze the difference between incoming (Less than one year) and established clients (2-5 years) on the basis of poverty indicators established at household and enterprise level. Role of demographic and other independent variable is analyzed with the help of multinomial regression analysis.
The evidence turns out to be mixed one like (i) strong positive impact on children education and enterprise financial performance. (ii) mixed evidence on food security,household expenditures and household assets and no impact has been observed on housing and income smoothening of enterprise. Present study can be very useful to IA practitioners and policy makers. This research has
made a significant contribution in unraveling some of the myths of microfinance hence advancing literature and research on this important issue.

Download Full Thesis
2,129 KB
S. No. Chapter Title of the Chapters Page Size (KB)
1 0 CONTENTS
 

 

 
35 KB
2 1 INTRODUCTION

1.1 Background of Research
1.2 Microfinance in Pakistan
1.3 Identification of the Knowledge Gap
1.4 Research Objectives
1.5 Significance of the Study
1.6 Statement of the Problem
1.7 Expected Contribution of the Study

1
229 KB
3 2 REVIEW OF LITERATURE

2.1 Theoretical Underpinnings
2.2 Conclusion of Impact Assessment Studies
2.3 Social Impact of Microfinance
2.4 Generic model of Social Impact Assessment

20
243 KB
4 3 CONCEPTUAL FRAME WORK

3.1 Research Design
3.2 Formulation of Hypotheses and Operationalization of Variables
3.3 Proposed Research Model

36
202 KB
5 4 METHODOLOGY

4.1 Small Enterprise Education and Promotion (network) SEEP
4.2 Client Assessment Continuum
4.3 Unit of Assessment
4.4 Longitudinal vs. Cross-sectional Design in Impact Assessment
4.5 Survey Method
4.6 Instrumentation: Development of Interviewee Data Form
4.7 Sampling Procedures
4.8 Selection of Microfinance Providers
4.9 Pretest

52
186 KB
6 5 DATA ANAYSIS

5.1 Response Rate and Non-Response Bias
5.2 Overall Sample Demographic Profile
5.3 Descriptive Analysis of Responses
5.4 Reliability
5.5 Validity
5.6 Chi Square Test
5.7 Econometric Evidence: Logistic Regression

65
582 KB
7 6 INTERPRETATION

6.1 Household Level
6.2 Micro-enterprise Level

113
143 KB
8 7 CONCLUSION and RECOMMENDATIONS

7.1 Salient Findings
7.2 Conclusion
7.3 Practical Implications
7.4 Limitations
7.5 Recommendations
7.6 Future Research

124
78 KB
9 8 REFERENCES AND APPENDICES

 

131
628 KB